Fix and Flip/Hard Money Loans in Miami

Fix and Flip / Hard Money Loans in Miami FL for Serious Real Estate Investors

Neal Business Funding is a private money lender that offers short-term Hard Money mortgages to real estate investors in all of Florida.  We offer private money loans for a property purchase, rehab or new construction of non-owner occupied (investment) properties.

Fast Closings

Up to 75% ARV

Up to 90% Financing for Purchase Amount



Best Hard Money Lender in Miami

Are you looking for a hard money lender in Miami? Do you want to buy a house that you can fix up and then sell it for a great profit? If this is something that you desire, obtaining a Hard Money loan in Miami Fl is easy with Neal Business Funding. However, in order to get the loan that you desire, you will want to use the tips that have been shared here to help make the loan process as quick and efficient as possible. Continue reading and get ready to get the process started.

Fix and Flip Loan Miami Fl
Miami Hard Money Loans

Hard Money Lender Miami Fl

Neal Business Funding offers Nationwide Hard Money Loans for Real Estate Investors. If you have a property in Miami Florida, that need rehab and you are looking for a hard money loan, you are in the right place. Our loans can close quickly and only require 10% down with a 600 credit score.

Have your deal ready and fill out our Pre-Approval form to get your loan pre-approved in 24 hours. We get deals done!

First of all, you should have an idea of what your credit looks like. Before attempting to take out any loan, you should find out what your credit report looks like and make sure there are no discrepancies. Many people are surprised to find errors on their report. Instead, get a copy of your credit report, which you can get for free once a year. Then, look it over to make sure that everything on it belongs to you. If not, you can dispute the information and if it is incorrect, it must be removed. Once your credit looks like it should, you have a better chance of qualifying for any loan.

Your Credit does not always matter

Fix and Flip lenders give more weight to the value of the house than the personal credit of the person obtaining the loan. In most instances if the property has enough value compared to the loan amount requested, the loan can be completed.

Another thing you will want to do before obtaining a fix and flip loan Miami is consider your finances and the amount of loan that you are most comfortable with. There are some calculators online that can give estimates or you may want to talk with a trusted lender to determine this amount. It is a good idea to know this information as you plan your purchase so you do not end up overextending your finances and find yourself in trouble.

What price range of house do you want to flip?

After that, you may want to think about the type of home you want to fix up. Are you interested in a large house with very few necessary repairs? Do you want to work on a house that has a lot of things to fix? Or maybe you prefer something in between. It is important to give thought to they types of repairs you are most comfortable with and those you would rather avoid. It is also smart to think about the size of house you want to purchase and even the location of the home. All of these things will factor into the cost of the home and the amount you may need to fix and flip the property so giving plenty of thought to it will help make the loan process much more efficient.

Then, you should consider the Hard Money lenders that offer the best fix and flip loan Miami has to offer. If you haven’t already done your research in this area, now is a good time to do so. You can do some research by asking your friends if they know of a lender. This is a good option if you know people in the area that like to fix and flip houses. Another option is to do a search online. This is a great way to gain knowledge about the different lenders in Miami that can provide loans for fixing up homes and then flipping them. As you do your research, it is also a good idea to find out about the lender’s reputation. The more you know about them and how their clients feel about them, the better you can make a decision as to whether or not you want to consider the lender for your own loan.

Neal Business Funding Logo
Financing to Flip a House in Miami 315-699-4703

Finally, you will want to apply for the loan with the lender you found to be reputable. Neal Business Funding has processed many loans for investors in Miami and can walk you through the process very easily. Give Neal Funding a call and one of our loan officers will walk you through the process of getting your pre-approval. Limited financial information is needed to get the ball rolling. Be sure that you have these things as you apply for the loan as it can make the process quicker and easier.

Are You Ready Now?

If you do have all the information on the property you want to purchase and have an idea of the rehab costs then go ahead and fill out our easy PRE-APPROVAL FORM right now and you will be on your way to getting the money you need!

As you can see, when you are interested in getting a fix and flip loan in Miami, there are some things you need to do before signing on the dotted line. By taking some time to do these things, your loan process will be as successful as it can possibly be.

If you need financing to flip a house in Miami FL, call the pros at Neal Business Funding.  Apply now at NEALFUNDING.COM or call us at 315-699-4703